Our mission is to systematically ‘mind the gap’ between where you are now and where you need to be to achieve your dreams of financial independence. Put simply, we help give you the freedom to sleep comfortably and dream freely, that’s who we are.
Simple is Better
We show you everything you need to know on two pieces of paper. These pieces of paper answer the two most critical retirement questions:
1 – When can I retire?
2 – How much can I sustainably live on?
Every client is given access to our Retirement Income Management System, or RIMS, which provides a point-in-time analysis to ‘mind the gap’ between where you are now and where you need to be so you can retire. As you approach your retirement date, we will generate an Annual Income Plan to give you a detailed picture of how your portfolio meets your income needs.
Dispelling Conventional Thinking
There is no magic silver bullet for achieving financial independence. It’s just not the way the investment world works. At Opus 111, we are constantly learning and challenging our own thinking, as well as the conventional thinking out there that parades around as ‘conventional wisdom.’ We’ll tell you the truth whether we think you want to hear it or not. We don’t ‘pretend-away’ the inherent volatility of markets—we help you structure portfolios that are more resilient and functionally sound so you can take advantage of the poor decisions of others, just like some of the world’s greatest investors.
James R. Harvey
Connection to Pacific Northwest, California & Alaska Jim is the President and Founder of Opus 111 Group, a Seattle-based wealth management company, with decades of expertise and experience. His long-standing connection to Alaska dates back to the early 1980s when he entered the financial services business with Foster & Marshall/American Express in Anchorage in 1983. Jim’s clientele also has a distinctive Northwest & West Coast feel—with clients in maritime and fishing industries including gillnetters, drift netters, processors, marine pilots, & captains, telecommunications, technology and fisheries executives ranging from the Bay Area up to the northern regions of Alaska. Since moving to Seattle in the Fall of 1985, Jim has continued to travel up and down the West Coast from California to Alaska several times each year since to meet with his clients. In addition, he has served on non-profit Boards in Seattle and in Alaska for the Prince William Sounds Science Center in Cordova, retiring as the Chairman of the Board in 2013. In Seattle, Jim served as the Co-Chair of the Alaska Business Forum of the Seattle Metropolitan Chamber of Commerce for two years and retiring in 2016. He has been a regular contributor to Pacific Fishing Magazine, writing columns on subjects of investment and financial planning value to their readers. Professional Background Jim has been a portfolio manager and an investment consultant since beginning his career with Foster & Marshall American Express in Anchorage, Alaska in 1983. He relocated to Seattle in 1985 with Shearson Lehman American Express and joined his mentor in early 1989, John MacKenzie, who formed a regional brokerage and investment banking firm called Ragen MacKenzie, Inc. Jim left as a Senior Vice President there after 10½ years when he formed Opus 111 Group in July of 1999. Jim earned the designation of Certified Investment Management Analyst (CIMA®) in 2004, following coursework and an examination at The Wharton School of Business at the University of Pennsylvania through the Investment Management Consultants Association (IMCA). He has lectured as a Practitioner Faculty for IMCA’s CIMA® program on Manager Search and Selection and Investment Policy Statement preparation at the Haas School of Business at the University of California, Berkeley, and the Wharton School at the University of Pennsylvania since 2006. In March of 2004, Jim also completed IMCA’s Wealth Management Certificate program and earned the Certified Private Wealth Advisor (CPWA®) designation. In June of 2006, he completed the Foundations and Endowments Certificate Program offered by IMCA. In April of 2013, he completed the Advanced Investment Strategist Certificate Program in Portfolio Risk Management. In 2016, Jim completed the Advanced Behavioral Finance Certificate Program offered by IMCA to better understand the behavioral decision-making challenges that all clients face. Jim is currently licensed to offer securities through Securities America, Inc., Member FINRA/SIPC and advisory services offered through Securities America Advisors, Inc. Jim continues to be deeply involved with IMCA, which changed its name in 2017 to the Investments and Wealth InstituteTM . Currently, Jim is a member of the Editorial Advisory Board of its Investments and Wealth Monitor Magazine. Jim has lectured for IMCA in Vancouver, British Columbia, Vail, CO and nationwide on the web. In the past, Jim has served IMCA as a member of the Wealth Management Committee of the Board, the National Practice Management Committee, the CIMA® Practice Analysis Task Force, the CPWA® Job Task Analysis Task Force and the IMCA’s Professional Review Board. Jim has written articles on Charitable Remainder Trusts (CRTs) and Practice Transition, which have appeared in Registered Representative Magazine, the leading magazine for retail stockbrokers and numerous columns for Pacific Fishing magazine on various wealth management topics. Jim also gives workshops on compensatory stock options and hedging and monetization strategies for high net worth executives and for companies, including Microsoft Corporation. Jim has lectured twice a year at Stanford University for the past 23 years teaching students, faculty, administrative personnel and community members in the South Bay how professional investment advisors construct and then manage portfolios to help their highly-compensated executive, wealthy individuals and family, corporate, foundation and endowment clients meet their retirement, educational funding, charitable planning, wealth transfer, dynasty and estate planning objectives. Personal and Civic Background Jim has served as the Chairman of the Board of Directors and Executive Committees of the Prince William Sound Science Center, the Seattle Alliance for Education and the University of Washington Husky Tyee Sports Council. Jim graduated from Swarthmore College in 1978 and did graduate work in Forest Economics and Finance at the University of Washington. At Swarthmore, he lettered all four years as the starting goalkeeper and Co-Captain his senior year of the varsity soccer team, which won two Middle Atlantic Coast (MAC) Conference championships and was the starting goalkeeper as a freshman in the first NCAA Division III Men’s National Championship game in 1974. He was a 3-time All-Middle Atlantic Coast Conference All Star during his four years. He was the head counselor for four years at the National Goalkeeper Camp at the University of Rhode Island for Geza Henni—the legendary Hungarian National Goalkeeper from the 1950s. He also ran the Swarthmore College student union for two years and was a Rhodes Scholarship Finalist from his native state of Vermont. Jim’s love of soccer continues as he has been a high-level coach with a National ‘C’ License from USSF and has coached from the ‘mod’ level through Olympic Development Program, premier and Kingco 4A high school level. He is current a Grade 7 USSF Soccer referee for High School and premier and regional games. Jim lives in Seattle and is the father of three grown children. He enjoys cabinet making, fly fishing, golf, tennis. He also enjoys long-distance bicycling events and has completed the STP (Seattle-to-Portland) and RSVP (Ride-From-Seattle-to Vancouver & Party) sponsored by the Cascade Bicycle Club in the Pacific Northwest. Jim is an accomplished classical pianist, having attended the National Music Camp in Interlocken, Michigan as a 10-year old and having performed solo recitals and concertos with orchestras in high school and college. His firm, Opus 111 Group, is named after Beethoven’s last piano sonata, Opus 111, #32—which he wrote completely deaf, five years before his death in 1827. In that piece, Beethoven had a vision of ragtime jazz about 70 years before it became popular.
Senior Vice President
Michael Maehl (pronounced ‘mail’) is originally from Chicago, graduating from Northern Illinois University in 1967. In 1968, he enlisted in the US Marine Corps Officer Candidate program, ultimately serving in Vietnam as an infantry platoon commander all over Northern I Corps. He remained in the reserves until 1977, leaving with a final rank of Captain. Michael’s investment career began in 1973. After his initial training period in New York City, he returned to Chicago where he served individual and business clients until he and his family moved to Anchorage in 1982. In 1984, he became manager of the Shearson Lehman Brothers branch office in Anchorage. He remained there until May 1993, when he was recruited by Smith Barney to become the branch manager for offices in Washington State. In March 2008, Michael left UBS to join Opus 111 Group as a Senior Vice President and head of its Spokane office. Mr. Maehl has always been active in the communities where he has lived and worked. Here in Spokane, He is a graduate of Leadership Spokane, Class of 1999, and a life member of the Marine Corps League. the Spokane Parks Foundation Finance Committee, the Consulting Professionals Network and Operation Spokane Heroes. He is also a Military Outreach Coordinator with the Employer Support of the Guard and Reserve in Washington, a mentor in the Vets Forum, serves as Vice-President/Treasurer of the local Sister Cities International Board, is a past-President of the Spokane Valley Rotary, is a guest lecturer at Gonzaga University Graduate School of Business and an Advisory Board member of the Washington Policy Center. He is currently serving as an Honorary Commander of the 141st Air Refueling Wing at Fairchild AFB in Spokane. Mike provides a daily commentary on the markets and broad investment themes four times each morning and an early evening wrap-up on Spokane’s ABC radio outlet, KXLY 920 AM. He hosts a live weekly hour-long call-in program on investing, the markets and the economy on KXLY on Saturdays at 11am called ‘Money Management’. His weekly email newsletter called ‘My Wall Street Guy’ was selected by Forbes magazine to be part of their national blog network. Mr. Maehl’s wife of 32 years, Diane, is a professional photographer (www.dianemaehl.com). Their daughter is a graphic artist in Seattle, and their son served with the National Guard in Afghanistan. Mr. Maehl enjoys photography, travel, reading, and riding his bicycle on long treks around the Pacific Northwest.
Senior Vice President
Bill has been involved in the securities and insurance industry since 1973. He began his career as a financial planner with Waddell and Reed in Bellevue, WA, and in 1975 joined with two of his colleagues to open the Bremerton, WA office of Foster and Marshall as a broker and assistant manager. In 1979 he moved to the wholesale side of the financial services industry providing marketing and product information to advisors throughout the Pacific Northwest and Alaska information about limited partnerships and institutional separately managed accounts. From 1998 to 2011, he provided information regarding mutual funds, annuities, and 529 college savings programs to financial advisors as Senior Vice President of John Hancock Financial Services. Bill is a life long Seattle resident, graduating from Nathan Hale high school in 1966 and Central Washington University in 1970, where he is a member of the finance committee of the CWU Foundation and the Wildcat Club Board. Bill and his wife Carol have two adult children, Alison and Craig. In addition to his family and retirement planning, Bill’s passions in life include baseball, golf, skiing, Central Washington University and University of Washington athletics.
Client Services Associate
Katie is one of those rarest of Northwest residents that was born, raised and still lives in the Seattle area. As part of her migration to our downtown offices, Katie grew up in the south end and attended South Seattle Community College. Katie honed her service and people skills over the course of 10 years in the restaurant industry and her multi-tasking skills are put to the test daily. She’s the one on the front lines and is the friendly voice greeting you on the phone when you call our Seattle offices. While scheduling meetings, completing paperwork or reviewing the details of a transaction, whatever a client needs, Katie is ready to expedite that request.
Investments and Client Services Associate
Emily, the newest member of our Opus 111 Group team, was born and raised in a small town near Youngstown, Ohio. At age 23, she graduated Bowling Green State University with a Master’s Degree in economics and moved to Seattle. Before joining the Opus team, she interned at Swigel Capital Management, gaining her experience in machine learning by creating economic models for various exchange-traded funds and predicting future directions of those funds. When weekends arrive, she enjoys being out in the great Pacific Northwest with her dog, hiking or spending time with friends. She was an assistant varsity tennis coach at a Seattle high school but had to forfeit coaching this year due to time restrictions.
Vice President Advisory Services & Financial Planning
John was born and raised outside of Chicago, graduating from Barrington High School and then the University of Iowa in 2002 with degrees in Latin, Ancient Greek, and Economics. He then started work in the robotics and automation industry while living in first in Portland, ME and then in Charlotte, NC. Seeking to have a greater impact on people’s lives, John returned to Chicago in 2005 and started working as a financial advisor with Smith Barney. John focused his practice on helping people plan for retirement as well as working with clients who held highly-concentrated equity positions acquired through their compensation. As a result, John brings a wealth of experience in the area of stock option exercise, equity compensation grant structures such as restricted stock units, performance grants, non-qualified and incentive stock options. After 7 years with Smith Barney, John become a wholesaler for Nuveen Investments, where his role was to consult with other financial advisors on how best to care for and invest for their own clients. This role was based in Seattle and John along with his wife and young daughter moved west, instantly falling in love with the beauty and splendor of the Pacific Northwest. For 6 years John traveled the northwest and met with most every financial advisor in the Pacific Northwest. Ultimately the constant travel and time away from his family proved too high a cost, so John started to seek out opportunities to become a financial advisor again. Knowing most every advisor out here John had a good sense of who the best teams and advisors are, and the Opus 111 Group was at the top of his list. John currently resides in the Magnolia neighborhood of Seattle with his wife, 8- year old daughter and 3-year old son. He loves to cook, read novels, and take long walks in Discovery Park.
“We are very excited to add Andrew and his skillset to the resources we offer our Opus 111 Group Clients. I feel like I’ve known him all of my life.”– Jim Harvey A safe statement since Andrew is the son of Opus 111 Group founder, Jim Harvey. This is not the first time they have worked together. Jim and Andrew regularly broadcast college soccer matches for Seattle University, Seattle Pacific and University of Washington with Andrew as the play-by-play announcer and Jim as the color analyst. For the past five years, Andrew has worked as a sportswriter and broadcaster, primarily covering professional and collegiate soccer in the Pacific Northwest. Andrew has also been the play-by-play announcer for 10 games over the past 3 years for the Seattle Sounders on their radio broadcasts on KJR Sportsradio 950am.